In some cases, you have no choice–you need to use the funds. If so, try to minimize the tax impact. For example, if you have nontaxable after-tax contributions in your account, keep in mind that you can roll over just the taxable portion of your distribution and...
With group health insurance, a single policy covers the medical expenses of many different people. Unlike individual insurance, where each person’s risk potential is evaluated to determine insurability, group health insurance allows all eligible members of the...
While others may call themselves financial planners, only those who demonstrate the requisite experience, education, and ethical standards are awarded the CFP® mark. A CFP® agrees to adhere to a strict code of professional conduct described in the CFP Board’s...
Benefits of a will: Distributes property according to your wishes Names an executor to settle your estate Names a guardian for minor children Can create a trust While property that passes by will is subject to probate, property that passes by a trust, beneficiary...
*Annuity guarantees are subject to the claims-paying ability and financial strength of the annuity issuer. The guaranteed lifetime withdrawal benefit allows you to receive an annual income for the rest of your life without having to annuitize the annuity’s...
