10 Years and Counting: Points to Consider as You Approach Retirement

12016 Retirement Confidence Survey, Employee Benefit Research Institute 2SSA Annual Statistical Supplement, 2015, released April 2016 3Note that if you work while receiving Social Security benefits and are under full retirement age, your benefits may be reduced until...

How much Life Insurance do you need?

Your life insurance needs change as your life changes. When you are young, you may not have a need for life insurance. However, as you take on more responsibility and your family grows, your life insurance needs increase. Your needs may then decrease after your...

Medicaid and Nursing Home care

As you enter your 60s and 70s, health may become more of an issue than it once was, and your thoughts may turn to the future. Who will take care of you when you can no longer care for yourself? If you must enter a nursing home, how will you pay for it? By learning as...

Choosing a Beneficiary for your IRA or 401(k)

Selecting beneficiaries for retirement benefits is different from choosing beneficiaries for other assets such as life insurance. With retirement benefits, you need to know the impact of income tax and estate tax laws in order to select the right beneficiaries....

Benefit Plans for Small Business

If you own a small business, you may be finding it increasingly necessary to implement a benefit program to attract and retain employees. For small businesses, benefit plans generally consist of some of the major insurance benefits, discussed here, as well as...